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==> CD
Rates at Largest US Banks <== |
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Very Best CD Rates Home Page - Highest CD Rates - Current Update |
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You can often get higher
than advertised rates at your local branch if you do your homework.
Print out the "Highest CD Rate
Survey"
and bring it in with you. Also print out some of the
advertisements
showing rates advertised on your bank's competing web sites so you have
proof. (Make sure the date shows on your printout so they know it
is
current.)
Our Last
Best CD Rate Update
Rates and terms may
change so read the fine print and make sure you get FDIC
insurance!!!!
It costs money to get
new accounts so
Banks often give you a deal if you are ready to walk out the door with
a chashier's check after you close your CD.
Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! "Highest CD Rates
Survey - Current US
Treasury Rates
US Treasury Rates at a Glance Make sure you read the article: Beware of Annuities |
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| Banks | iBonds |
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TOP
OF PAGE |
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 Find the best (highest paying) CD rates from this survey. Top CD Rates: This is our latest survey of the APY interest rates paid for certificates of deposit by term followed by a list of all banks and credit uninos in our database that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings and many more. |
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| Bank
Name |
As
Of |
Best
Rate (APY) |
Term
for listed CD Rate |
| 1st Source
Bank of South Bend, IN |
11/25/08 |
4.51% |
2
Years |
| ABN Amro North America | |||
| Addison
Avenue Federal Credit Union |
7/15/09 |
1.60% |
1-Yr |
| Advanta
Bank Corp |
9/3/07 |
5.40 |
18
months |
| Allied
First Bank of Naperville, IL |
1/7/09 |
4.50 |
4
years |
| Ally Bank
(formerly GMAC Bank - Story) |
5/23/09 |
2.80 |
1 Yr |
| AmTrust Direct | 7/25/07 |
5.41% |
1
Year |
| Apple
Bank |
2/28/08 |
3.75% |
1, 2
& 5 yrs |
| Ascencia
Internet Bank of Louisville, KY (a division of PBI Bank) |
12/02/09 |
1.51% |
6
months |
| Aurora Bank,
FSB in Wilmington, DE |
7/28/09 |
1.71% |
6 months |
| Bank of America | 9/9/09 |
3.01% |
5
years |
| Bank of Internet USA | 7/28/09 |
2.30 |
Savings |
| Bank of the
West |
11/09/07 |
4.50% |
Daily
Savings |
| Bancwest Corp. | |||
| BB&T Corp. | |||
| Borel
Private Bank & Trust Company |
|||
| Capital
One Bank |
12/02/09 |
3.25% |
10
Years |
| Capital One Financial Corp. | |||
| Cattleman's
National Bank Corporation |
|||
| Centennial Bank, Fountain Valley, CA | 5/8/08 |
4.13% |
3
years |
| Charles Schwab Corp. | |||
| Chase
Bank |
9/9/09 |
3.00% |
5-years |
| Citibank | 9/9/09 |
3.44% |
5-years |
| Citizens Financial Group, Inc | |||
| Champion Bank of St. Louis, MO STL | |||
| Colorado
Federal Savings Bank; Greenwood Village, CO |
12/02/09 |
1.70% |
High
Yield MM Fund |
| Commerce
Bancorp, Inc. |
|||
| Comerica Bank | 10/29/08 |
3.75% |
6 to
10 years |
| Countrywide Bank | 03/06/08 | 4.10% |
6
months |
| Corus Bank |
2/24/09 |
2.73% |
5 -
yrs |
| Discover
Bank, New Castle, DE (Discover Card) |
9/7/09 |
3.85% |
10
Years |
| Downey
Savings |
10/29/08 |
4.15% |
12
months |
| E-Loan | 5/4/08 |
4.60% |
5
Years |
| E*Trade
Bank |
12/13/07 |
5.25% |
6
Months |
| Eastern
Savings Bank |
3/10/08 |
3.70 |
2
years |
| Excel National Bank | 2/10/08 |
4.00% |
3, 6
& 12 months |
| FHLB |
12/14/07 |
5.74% |
Matures
2023 |
| First
Century Bank, N.A. Gainesville, GA |
11/09/09 |
||
| Fifth Third Bancorp | |||
| First
Republic Bank |
12/22/04 |
4.85% |
4-mo
Liquid CD |
| Flagstar
Bank |
12/07/07 |
5.01% |
2
years |
| Flagstar
Bank Direct |
|||
| FNBO Direct | 12/17/07 |
5.25% |
9
Months |
| Fultdirect.com Herndon, VA | 12/21/08 |
3.57% |
6
months |
| Geauga Savings Bank, Newbury, OH | 8/8/08 |
4.41% |
2
years |
| Golden1 CU | 12/13/07 |
4.30% |
5
Years |
| Goldwater
Bank; Scottsdale, AZ |
12/02/09 |
2.99% |
3
years |
| GMAC Bank
now |
11/06/08 |
5.15% |
5-years |
| Golden Bay Federal Credit Union | 7/25/07 |
4.54% |
5
Years |
| Harris Financial Corp. | |||
| HSBC Bank | 9/9/09 |
2.00% |
12
months |
| iGObanking | 10/24/09 |
3.50 |
5
years |
| Imperial
Capital Bank, LaJolla, CA |
8/28/08 |
4.10% |
6
month |
| Indymac
Bank |
12/31/07 |
5.05% |
6
months |
| ING
Direct |
12/15/09 |
2.00% |
1
Year |
| IB:
Innovative Bank |
6/30/09 |
2.15% |
12
Months |
| iGObanking.com
Lake Success, NY |
2/1/10 |
3.55% |
5
Years |
| Intervest National Bank | 10/24/09 | 3.05% |
4
years |
| J.P.
Morgan Chase & Company |
11/13/07 |
5.25% |
7
months |
| Keycorp | |||
| LA
Financial Credit Union |
03/06/08 |
4.75% |
5
years |
| Lone
Star Bank - Houston, TX |
7/28/09 |
3.35% |
4
Years |
| Luther
Burbank Savings |
11/22/07 |
5.10% |
5
Months |
| Marshall & Ilsley Corp. (M&I Bank) | 12/31/07 |
4.00% |
6
Months |
| M&T Bank | 6/24/08 |
4.00% |
3
Years |
| Melrose
Credit Union |
4/5/09 |
3.91% |
5 Years |
| Meriwest
Credit Union |
4/21/08 |
7.50%
|
12
Months |
| MetLife Bank of Bridgewater, NJ | 9/7/09 |
2.15% |
18-months |
| Millennium
Bank |
10/17/07 |
8.75% |
5
years |
| National
Bank of Kansas City |
1/13/10 |
2.75% |
3-years |
| National City Bank | 5/18/08 |
4.55% |
3
years |
| Nationwide
Bank |
2/1/10 |
2.60 |
3 years |
| Navy
Federal Credit Union |
2/24/09 |
4.60% |
30
Months |
| NetBank | 7/25/07 |
5.40% |
18
Months |
| New Dominion Direct Bank | 3/10/08 |
3.77% |
6
month |
| Nexity
Bank (Birmingham, AL) |
1/23/09 |
2.86% |
9
month |
| newDominionDIRECT.com
|
7/6/09 |
2.40% |
24 months |
| Northern Trust Corp. | |||
| OnBank,
Oakfield, NY |
6/13/08 |
4.15% |
2
years |
| Pacific
Mercantile Bank |
12/02/09 |
2.01% |
1 Year |
| Pacific
Premier Bank |
8/28/09 |
2.55% |
2
years |
| PNC
Financial Services Group |
|||
| Pentagon
Federal Credit Union (PenFed CU) |
12/31/07 | 5.25% |
7
Years |
| Popular, Inc. | |||
| Presidential
Bank, FSB of Bethesda, MD |
1/14/09 |
3.25% |
2
Years |
| Rabobank:
Amgen Tour of California Sponsor |
2/21/09 |
2.53% |
1 Year |
| Regions Financial Corp. | |||
| Ridgewood Bank | 7/25/07 |
5.20% |
30
Months (2.5 yrs) |
| Saxo Bank -
Amgen Tour of California Team |
|||
| Security Savings Bank | 7/25/07 |
5.20% |
17
Months |
| Star
One Credit Union |
3/11/08 |
2.40% |
1
& 2 Years |
| State Street Corp. | |||
| Suntrust
Banks, Inc. |
|||
| State
Bank of India, New York, NY & Chicago |
2/1/10 |
1.76% |
1 year |
| Taunus Corp. |
|||
| Tennessee Commerce Bank in Franklin, TN | 9/7/09 |
2.50% |
2-years |
| TriState
Capital Direct - Pittsburgh, PA |
7/28/09 |
2.50% |
2-years |
| UFBDirect.com | 12/15/09 |
1.55% | 6
Month CD |
| UmbrellaBank.com |
9/7/09 |
2.15% |
12
months |
| Union Bank of Calif. | |||
| United
Americas Bank, Atlanta |
12/02/09 |
1.60% |
6-months |
| U.S. Bancorp | |||
| US
Bank |
2/7/10 |
3.10% |
59 Months |
| Vanguard | 7/25/07 |
5.25% |
Daily
Savings |
| VirtualBank,
Palm Beach Gardens, FL |
11/4/08 |
4.45% |
1 Year |
| Wachovia
Bank |
8/28/09 |
1.50% |
19
months |
| Washington
Mutual - WaMu |
7/1/09 |
2.00% |
2-YEARS |
| Wells
Fargo Bank |
9/9/09 |
2.00% |
25
months |
| World
Savings |
11/04/07 |
N/A |
Bought
by Wachovia |
| Zions Bancorporation | |||
| Zions
Direct |
|
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Definition: A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest. Often there is a penalty for early withdrawal (taking your money out before the specified period of time.) Definition: A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money. That is you can take money out of the CD before it matures. They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term. They are sort of "half and half" and thus offer rates that are inbetween the two. Rates and terms may change at any time. Contact the listed bank for their current rates. |
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Article: How to Get the Best CD Rates
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