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First Niagara Bank CD Rates
  ==>  " First Niagara Bank Best CD Rates with FDIC "   <==
First Niagara Bank contact Information 
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Best Savings Account Rates

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Current Certificate of Deposit (CD) rates and terms at First Niagara Bank. You can often get higher than advertised rates at your local First Niagara Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with First Niagara Bank so you have proof.                     
 
         ==> " CD Rates at First Niagara Bank " as of  1/26/12 website <==
Term Interest Rate APY
30 months 0.20% 0.20%
   


First Niagara Bank Contact Information
Customer Contact Center & Personal Online Banking
1-800-421-0004
Weekdays: 7 a.m. to 8 p.m.
Weekends: 8 a.m. to 4 p.m.


Customer Contact Center
P.O. Box 514
6950 S. Transit Rd.
Lockport, NY 14095-0514

About: "First Niagara, through its wholly owned subsidiary, First Niagara Bank, N.A., is a multi-state community-oriented bank that currently has approximately $31 billion in assets, $20 billion in deposits, 333 branches and 5,000 employees providing financial services to individuals, families and businesses across Upstate New York, Pennsylvania, Connecticut and Massachusetts."

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It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD.  Print out our "Highest CD Rate Survey" and bring it in with you to better negotiate for top rates

Definition: 
A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usuFirst Niagara for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Note:  Rates and terms may change at any time.  Contact the  bank for their current rates.

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