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Flagstar Direct Bank CD Rates
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Current Certificate of Deposit (CD) rates and terms at Flagstar Direct Bank. You can often get higher than advertised rates at your local Flagstar Direct Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Flagstar Direct Bank so you have proof.                     
         ==> " CD Rates at Flagstar Direct Bank " as of 09/08/10 <== 
Certificates of Deposit Annual Percentage Yield
(APY)
6 Month  1.25%
12 Month  1.55%
18 Month  1.40%
24 Month  1.60%
30 Month  1.60%
36 Month  2.20%
48 Month  2.35%
60 Month  2.61%




Flagstar Direct Contact Information
     (800) 642-0039      M-F 7:30 a.m. - 8 p.m. ET
Sat. 7:30 a.m. - 4 p.m. ET 
Sun. 12 p.m. - 4 p.m. ET

** The APYs are for Certificates of Deposit of less than $100,000. A penalty may be imposed for early withdrawal. APYs will apply only to accounts opened through their Internet site.

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It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD.  Print out our "Highest CD Rate Survey" and bring it in with you to better negotiate for top rates

Definition: 
A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Note:  Rates and terms may change at any time.  Contact the  bank for their current rates.


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