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Mechanics Bank CD Rates
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Current Certificate of Deposit (CD) rates and terms at Mechanics Bank. You can often get higher than advertised rates at your local Mechanics Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Mechanics Bank so you have proof.                     
 
         ==> " CD Rates at Mechanics Bank " as of  5/13/12  website <==

Term Interest Rate APY*
$1,000 minimum deposit required
5 Months 0.20%
0.20%
  11 Months 0.45% 0.45%

CUSTOM CERTIFICATE OF DEPOSIT ACCOUNTS: Interest Rate comparisons show the Annual Percentage Yield followed by the Interest Rate for the term and balance of the deposit.

Balance/Term 07 - 30 Days 31-89 Days 90 - 179 Days 180 - 364 Days
$1,000 - 9,999
.08/.08
.08/.08
.09/.09
.15/.15
$10,000 - 49,999
.08/.08
.08/.08
.09/.09
.15/.15
$50,000 - 99,999
.08/.08
.08/.08
.09/.09
.15/.15
$100,000 & over
.08/.08
.08/.08
.09/.09
.15/.15





Balance/Term 12 - 23 Months 24 - 35 Months 36 - 59 Months 60 Months
$1,000 - 9,999
.20/.20
.30/.30
.55/.55
1.05/1.04
$10,000 - 49,999
.20/.20
.30/.30
.55/.55
1.05/1.04
$50,000 - 99,999
.20/.20
.30/.30
.55/.55
1.05/1.04
$100,000 & over
.20/.20
.30/.30
.55/.55
1.05/1.04


Mechanics Bank Contact Information
Mechanics Bank
Attn: Press Contacts
725 Alfred Nobel Drive
Hercules, CA 94547-1806

Talk To a Real Person
800-797-6324
Online Banking Services
877-265-6324
Call Center Hours
Mon – Fri: 7 AM – 11 PM
Sat – Sun: 7 AM – 4 PM
MechanicsBank.com: "Founded in 1905, Mechanics Bank provides personal banking, business banking, trust and estate services, brokerage and wealth management services through thirty-three offices across Northern California. After four generations, we remain fiercely independent and deeply committed to the bank's founding values of trust, lasting relationships, teamwork, genuine care and pride in what we do."
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It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check after you close your CD.  Print out our "Highest CD Rate Survey" and bring it in with you to better negotiate for top rates

Definition: 
A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

(*) Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the bank directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.

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