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  ==>  " 1st Source Bank Direct Bank Best CD Rates with FDIC "   <==
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Current CD rates and terms at 1st Source Bank.  You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisements of rates advertised on your bank's competing web sites so you have proof.

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! 
==> " CD Rates at 1st Source Bank  " as of 11/25/08 <==
Certificates of Deposit for Internet users:
7 day 0.5% APY $25,000 minimum
32 day 0.5% APY $2,500 minimum
91 day 2.02% APY $2,500 minimum
182 day 2.26% APY $2,500 minimum
1 year 3.7% APY $500 minimum
18 month 4.02% APY $500 minimum
2 year 4.51% APY $5,000 minimum
3 year 4.8% APY $500 minimum
4 year 4.8% APY $500 minimum
5 year 4.8% APY $500 minimum
6 year 5% APY $500 minimum
For more information call 1-888-258-3150

Article: Beware of Annuities

Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!! 

US Treasury Rates at a Glance    &   World Stock Markets at a Glance

It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Definition:  A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money.  That is you can take money out of the CD before it matures.  They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term.  They are sort of "half and half" and thus offer rates that are inbetween the two.

Rates and terms may change at any time.  Contact the  bank for their current rates.

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