 Home: VeryBestCdRates
- Banks - Ally Bank (Formerly GMAC Bank)
==> Highest APY CDs with FDIC <== |
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Ally Bank ==> " Ally Bank Best CD Rates with FDIC " <== |
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A survey of current CD rates and terms at Ally Bank. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey"
and bring it in with you. Print out some of the advertisement of rates
advertised on your bank's competing web sites so you have
proof.
Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! |
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Contact Info
Who we are: "We are Ally Bank, built on the foundation of GMAC Financial Services. And with that experience we’ve learned that these times demand change and a new way of doing business. So we’re taking banking in a new direction."
Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!!
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It costs money to get new accounts so
Banks often give you a deal if you are ready to walk out the door with
a chashier's check after you close your CD. *APY = Annual Percentage Yield Definition: A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest. Often there is a penalty for early withdrawal (taking your money out before the specified period of time.) Definition: A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money. That is you can take money out of the CD before it matures. They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term. They are sort of "half and half" and thus offer rates that are inbetween the two. Rates and terms may change at any time. Contact the bank for their current rates. |
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iBonds
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