Current CD rates and terms at Bank Of The West. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof. Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! We moved our most current updates to Bank of the West CD Rates
==> " CD Rates at Bank of the West " as of 3/17/12 web site <==
They currently keep their CD rates hidden to online users but they do list their savings rates. If these low savings account rates are any indication, you would do better to look at the Best Savings Account Rate Survey for better rates.
For better savings rates, see our Best Savings Account Rate Survey
Article: Beware of Annuities
From Bank of the West web site:
A Certificate of Deposit or CD is certificate
from a bank stating that the named party has a
specified sum on deposit, usually for a given
period of time at a fixed rate of
interest. Often there is a penalty for
early withdrawal (taking your money out before
the specified period of time.)
Definition: A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money. That is you can take money out of the CD before it matures. They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term. They are sort of "half and half" and thus offer rates that are inbetween the two.
Rates and terms may change at any time. Contact the bank for their current rates.
==> Very Best CD Rates with FDIC <==
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