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A survey of current CD rates and terms at Discover Bank of New Castle, DE. You can often get higher than advertised rates at your local Discover Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on your Discover Bank 's competing web sites so you have proof.  Bottom line: It never hurts to ask the teller if better rates are available when you do your homework!                                     Contact Information
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" Discover Bank Certificate of Deposit Accounts as of 11/07/09  <==

Term Interest Rate APY
3 Months 0.75% 0.75%
6 Months 1.00% 1.00%
9 Months 1.24% 1.25%
12 Months 1.88% 1.90%
18 Months 1.93% 1.95%
24 Months 2.23% 2.25%
30 Months 2.23% 2.25%
3 Years 2.57% 2.60%
4 Years 2.71% 2.75%
5 Years 3.30% 3.35%
7 Years 3.39% 3.45%
10 Years 3.63% 3.70%

Article: Beware of Annuities

Contact Info
Ask questions Or apply by phone.
Monday - Friday
8:00 a.m. – 11:00 p.m. ET
Saturday - Sunday
8:00 a.m. – 04:30 p.m. ET
(TDD 1-800-347-7454)

24/7 Online Banking
Technical Support

DiscoverBank.com/About:    Discover Bank — over 95 years strong. 
Since 1911, when we first opened our doors to the community of Greenwood, Delaware, Discover Bank has been providing superior banking products with service designed to help our customers achieve their financial goals. Originally known as Greenwood Trust Company, in 2000, we joined Discover Financial Services and became "Discover Bank." Through our online presence, we've expanded beyond our branch to deliver award winning service to customers nationwide and rates that consistently exceed the national average.

Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!! 

It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD.  

*APY = Annual Percentage Yield

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Definition:  A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money.  That is you can take money out of the CD before it matures.  They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term.  They are sort of "half and half" and thus offer rates that are inbetween the two.

Rates and terms may change at any time.  Contact the  bank for their current rates.

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