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A survey of current CD rates and terms at New Dominion Direct Bank  in Charlotte, NC. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.          Contact Information

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! 
==>  " New Dominion Direct Bank Certificate of Deposit Accounts as of 9/8/10  <==

3 Month 0.76% 0.77%
6 Month 1.24% 1.25%
9 Month 1.29% 1.30%
12 Month 1.49% 1.51%
18 Month 1.63% 1.65%
24 Month 1.83% 1.85%
30 Month 1.98% 2.00%
36 Month 2.27% 2.30%
48 Month 2.51% 2.55%
60 Month 2.71% 2.75%

$3,000 minimum opening balance

Article: Beware of Annuities

New Dominion Direct Contact Info
Corporate Offices
1111 Metropolitan Avenue
Suite 500
Charlotte, NC 28204
704-943-5700 or 800-592-6248

Loan Production Office
401 Meadowmont Village Circle
Chapel Hill, NC 27517
Customer Centers:

1111 Metropolitan Avenue, Suite 100
Charlotte, NC 28204
704-943-5700 or 1-800-592-6248
124 Trade Court Suite A
Mooresville, NC 28115

It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD.  

*APY = Annual Percentage Yield

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Definition:  A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money.  That is you can take money out of the CD before it matures.  They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term.  They are sort of "half and half" and thus offer rates that are inbetween the two.

Rates and terms may change at any time.  Contact the  bank for their current rates.

==>ArticleHow to Get the Best CD Rates <==


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