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State Bank of India CD Rates
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Current CD rates and terms at State Bank of India (SBI-US). This is the US presence of India's largest bank,.  You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisements of rates advertised on your bank's competing web sites so you have proof.
==> " CD Rates at State Bank of India " as of 3/8/10 website <==
3 Months 0.75
6 Months 1.36
1 Year 1.66
2 Years 2.17
3 Years 2.52
5 Years and above 3.29

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State Bank of India Contact Information
New York Branch
460 Park Avenue,
New York, NY 10022
(57th Street and Park Avenue)

9 a.m. - 3 p.m.
Monday through Friday
Chicago Branch
19 S Lasalle Street,
Suite 200, Chicago,
IL 60603.
312 621 1200
312 621 0740 (Fax)
9 a.m - 3 a.m
Monday through Friday

New York and Chicago branches are Members FDIC

It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Definition:  A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money.  That is you can take money out of the CD before it matures.  They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term.  They are sort of "half and half" and thus offer rates that are inbetween the two.

Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the banks directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.

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