 Home: VeryBestCdRates - Banks - Wachovia Bank
==> Highest APY CDs with FDIC <== |
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Wachovia Bank CD Rates ==> " Wachovia Bank Best CD Rates with FDIC " <== |
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Current CD rates and terms at Wachovia Bank. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey"
and bring it in with you. Print out some of the advertisement of rates
advertised on your bank's competing web sites so you have proof.
Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! ==> " CD Rates at Wachovia Bank " as of 7/1/09 <==
3/4/09: High Performance Money Market pays 0.20% on $10,000 min balance.
$100,000 to $249,999 get 0.90% Other Fixed Rate CDs as of 7/1/09
Way2Save A new way to save: A
new account that pays a high rate on a small amount of money.
I've found it makes tracking your accounts a bit of a pain with all the
extra $1 transfers every time you pay a bill with your checking account
online or with the debit card. With the bonus, it is a very good
way to save if you are a small saver with very high effective rates.
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Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!!
Contact Wachovia: 800-WACHOVIA (800) 922-4684 24 hours, 7 days |
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It costs money to get new accounts so
Banks often give you a deal if you are ready to walk out the door with
a chashier's check after you close your CD. Definition: A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest. Often there is a penalty for early withdrawal (taking your money out before the specified period of time.) Definition: A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money. That is you can take money out of the CD before it matures. They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term. They are sort of "half and half" and thus offer rates that are inbetween the two. Note 1: Rates and terms may change at any time. Contact the bank for their current rates. Note 2 Customers enrolled in the program earn a 5 percent annual bonus in year one, up to $300, and a 2 percent annual bonus in years two and three, up to $300. Bonuses are calculated on an annual basis for the first three years on eligible balances. The eligible balance is equal to the savings contributions for the current year (i.e., the sum of the $1 transfers and up to $1,200 of the recurring transfers) or the Way2Save® account balance, whichever is less. |
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