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Current CD rates and terms at Wells Fargo Bank You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! 
        
==> " CD Rates at Wells Fargo Bank " as of 6/25/09 <==

Special Offers
CD Term APY Minimum Deposit
9 months
(Renews for 6 month term)
0.90% $5,000
17 months
(Renews for 12 month term)
1.65% $5,000
25 months
(Renews for 24 month term)
2.15% $5,000

Standard CD Rates
CD Term APY Minimum Deposit
3 months 0.40% $2,500
0.45% $10,000
0.50% $100,000
6 months 0.60% $2,500
0.70% $10,000
0.85% $100,000
1 Year 0.80% $2,500
0.95% $10,000
1.15% $100,000



Article: Beware of Annuities


Contact Info for Wells Fargo Bank, N.A. Member FDIC.
Phone:  Call 24 Hours a day, 7 days a week.

    * General Banking Questions:
      1-800-869-3557
    * Online Banking and Bill Pay Service:
      1-800-956-4442
    * Report Online Fraud:
      1-866-867-5568

Corporate Offices
Wells Fargo
420 Montgomery Street
San Francisco, CA 94104

Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!! 




It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

Definition: 
A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Definition:  A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money.  That is you can take money out of the CD before it matures.  They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term.  They are sort of "half and half" and thus offer rates that are inbetween the two.




==>ArticleHow to Get the Best CD Rates <==


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