=>Best Savings Account Rates with FDIC<=
September 2, 2014:

Our Survey Leader is Synchrony (GE Capital Bank) with 0.95% APY with no min. balance
"As long as you keep a $50 minimum balance, we'll waive the $5 monthly service charge"

If you have less than $100,000 to invest, then the special 1.40% program at EverBank maybe for you.
(1.01% with a 1.40% Bonus Rate,  $1,500 Minimum; 0.61% APY for balances over $50,000)

Series I Bonds (issued by the US Treasury) now pay 1.94% for 6 months:  See iBond Rates

Today's savings account rates at banks we recommend:

Savings Account Rates (APY) as of September 2, 2014

1.01% at EverBank; 1.40% Bonus Rate
 $1,500 Minimum; 0.61% APY for balances over $50,000
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0.95% at Synchrony Bank (Goes to GE Capital Bank )
Optimizer+plus High Yield Savings, service charge waived with $50 min. balance
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0.90% at Barclays Bank
Online Savings, no hidden fees & No minimum balances
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0.90% at CIT Bank
 $100 Minimum; 0.95% APY for balances over $25K
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0.87% at Ally Bank
Online Savings Account - No minimum, no monthly fees.
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0.85% at at Discover Bank
  Online Savings Account, No Monthly Fees, $500 Minimum Balance
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0.85% at Mutual of Omaha Bank
Online Money Market savings $5,000 min balance to earn APY
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0.80% at American Express Bank, FSB
Online Savings Account, No Monthly Fees, No Minimum Balance
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0.80% at Sallie Mae Bank
High Yield Savings Account, No Monthly Fees, No Minimum Balance
0.90% in Money Market Account with check writing
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0.75% at FNBO Direct
down from 0.85% in June!
Online Savings Account. No Min Deposit. No Maintenance Fees.
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0.75% at  CapitalOne360 Bank was ING Direct
360 Savings Account. No Fees. No Minimum Balance.
ING Direct was sold to Capital One!
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0.70% at  StarOne Credit Union
Money Market & Special Savings Accounts, $50 minimum, no monthly fees.
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0.01% at HSBC Direct
Online Savings Account. No Fees. $1 to open, $0.01 Minimum Balance 
 

  
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