=>Best Savings Account Rates with FDIC<=
December 26, 2014:

Our Survey Leader is GE Capital Bank with 1.05% APY with no min. balance
"As long as you keep a $50 minimum balance, we'll waive the $5 monthly service charge"

Series I Bonds (issued by the US Treasury) now pay 1.48% for 6 months:  See iBond Rates

Today's savings account rates at banks we recommend:

Savings Account Rates (APY) as of December 26, 2014

1.05% at GE Capital Bank
Online Savings, no hidden fees & No minimum balances
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1.00% at Synchrony Bank 
Optimizer+Plus High Yield Savings - $30 minimum to avoid $5 monthly fees.
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1.00% at Barclays Bank
Online Savings, no hidden fees & No minimum balances
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0.99% at Ally Bank
Online Savings Account - No minimum, no monthly fees.
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0.95% at CIT Bank
 $100 Minimum; 1.00% APY for balances over $25K
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0.90% at at Discover Bank
  Online Savings Account, No Monthly Fees, $500 Minimum Balance
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0.85% at American Express Bank, FSB
Online Savings Account, No Monthly Fees, No Minimum Balance
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0.85% at Mutual of Omaha Bank
Online Money Market savings $5,000 min balance to earn APY
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0.80% at Sallie Mae Bank
High Yield Savings Account, No Monthly Fees, No Minimum Balance
0.90% in Money Market Account with check writing
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0.75% at  StarOne Credit Union
Money Market & Special Savings Accounts, $50 minimum, no monthly fees.
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0.75% at  CapitalOne360 Bank was ING Direct
360 Savings Account. No Fees. No Minimum Balance.
ING Direct was sold to Capital One!
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 0.65% at FNBO Direct
down from 0.85% in June!
Online Savings Account. No Min Deposit. No Maintenance Fees.
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0.61% at EverBank
No minimum balances
 

  
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Make sure you read the article: Beware of Annuities

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