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Current CD rates and terms at Patelco Credit Union. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.                                         Contact Information
        
==>  " Patelco CU Money Market Certificates "   <==  as of 10/5/11
Term Min. Balance APY Rate Dividends Paid
3 - 5 Months $1,000.00   0.10% 0.10% At Maturity
6 - 11 Months $1,000.00   0.15% 0.15% At Maturity
12 - 23 Months $1,000.00   0.25% 0.25% Monthly
24 - 35 Months $1,000.00   0.55% 0.55% Monthly
36 - 47 Months $1,000.00   0.90% 0.90% Monthly
48 - 59 Months $1,000.00   1.51% 1.50% Monthly
60 Months $1,000.00   1.61% 1.60% Monthly

==> Top CD and Savings Account Rates:  (Select your amount to find the best rates) <== 
 
 ==>  " Patelco CU Tiered Savings Rates "   <==  as of 10/5/11
Term Min. Balance APY Rate Dividends Paid
None $0.00   0.05% 0.05% Monthly
None $5,000.00   0.05% 0.05% Monthly
None $10,000.00   0.05% 0.05% Monthly
None $20,000.00   0.05% 0.05% Monthly
None $50,000.00   0.10% 0.10% Monthly
None $100,000.00   0.15% 0.15% Monthly




Article: Beware of Annuities

Patelco CU Contact Information
General Questions or Online Banking: 1.800.358.8228

Mon-Fri: 7:30 am - 7:00 pm PST
Sat: 9:00 am - 2:00 pm PST

Automated Telephone Banking: 1.888.766.2424
 Deposits and loan/credit card payments can be mailed to the following address:

Patelco Credit Union
P.O. Box 2227
Merced, CA 95344
Lost or Stolen Credit or Debit Card: 1.800.358.8228, option 4, then extension 1301.
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It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the credit Union directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.
 
Article:  How to Get the Best CD Rates

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