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Current CD rates and terms at SchoolsFirst Credit Union. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.             
SchoolsFirst CU Contact Information

Bottom line:
It never hurts to ask the teller if better rates are available when you do your homework!
 
        
==> Schools First FCU Certificate Rates <==  as of 8/26/13

$500 Minimum Opening Balance
Term Dividend Rate  (APY)
30 Day 0.15% 0.15%
03 - 05 Month 0.25% 0.25%
06 - 11 Month 0.30% 0.30%
12 - 17 Month 0.35% 0.35%
18 - 23 Month 0.45% 0.45%
24 - 35 Month 0.55% 0.55%
36 - 47 Month 0.85% 0.85%
48 - 59 Month 1.04% 1.05%
60 Month 1.34% 1.35%



Article: Beware of Annuities

Schools First Federal Credit Union FCU Contact Information
Telephone Service Center
714/258-4000 or 800/462-8328
Monday through Friday, 7 a.m. to 7 p.m.
Saturday, 9 a.m. to 3 p.m.
Mail:
SchoolsFirst FCU
P.O. Box 11547
Santa Ana, CA 92711-1547
Email address: info@SchoolsFirstfcu.org

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==> CDs and Savings Account Rates from Banks you can trust <==

It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

Definition: 
A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the credit Union directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.
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