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Current Certificate of Deposit (CD) rates and terms at Bank of Baroda. You can often get higher than advertised rates at your local Bank of Baroda branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Bank of Baroda so you have proof.               

==> " CD Rates at Bank of Baroda " <==
In Rupees as of 8/14/13

Interest Rate on Term Deposits & NRO Deposits (w.e.f. 01.08.13)
Maturity RangeBelow Rs 1 Cr.
7 days to 14 days4.50%
15 days to 45 days4.50%
46 days to 90 days6.50%
91 days to 180 days7.30%
181 days to 270 days7.30%
271 days & above and less than 1 year7.75%
1 year and above up to 6 years 3 months8.75%
1111 Days (Baroda Maha Utsav Deposit Scheme)8.90%
Above 6 years 3 months and up to 10 years8.86%

==> In US Dollars as of 11/24/12 via Fidelity brokerage <==

Maturity Date
4 months
6 months05/30/20130.500
1 Year

Bank of Baroda Contact Information

One Park Avenue,
New York, NY 10016

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About Bank of Baroda
  • Bank of Baroda is a Government of India undertaking, established in 1908 and has a record of uninterrupted profits since inception. It has more than 3900 branches, and also offers a global link with 87 branches / offices / subsidiaries spread out in 26 countries across the world.
  • Bank of Baroda at New York started its journey in 1979.
  • The branch is FDIC insured since 1980 and the name of Bank of Baroda spells security, safety, soundness, service with smile and swiftness in operations. The motto of the Bank is “Customer delight”.
It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check after you close your CD.  Print out our "Highest CD Rate Survey" and bring it in with you to better negotiate for top rates

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Note:  Rates and terms may change at any time.  Contact the  bank for their current rates.
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