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Citizens Bank CD Rates
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Current Certificate of Deposit (CD) rates and terms at Citizens Bank. You can often get higher than advertised rates at your local Citizens Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Citizens Bank so you have proof.                     

         ==> " CD Rates at Citizens Bank " as of  10/16/10 website <==

 Term and APY
competitive rates
higher rates 
Circle Gold
highest rates 
15 Months 0.20% 0.45% 0.70%
2 Years 0.70% 0.95% 1.20%
3 Years 0.75% 1.00% 1.25%
5 Years 0.80% 1.05% 1.30%
Minimum Balance to Open:  $1,000 for all CDs  & $250 for IRA CDs.

Citizens Bank Contact Information - 1-877-360-CIRCLE

Citizens Financial Group
One Citizens Plaza
Providence, Rhode Island 02903
New Hampshire
Main Office
Citizens Bank
875 Elm Street
Manchester, New Hampshire 03101
New York
Main Office
Citizens Bank
833 Broadway
Albany, NY 12207
Citizens Bank Park
Home of the Philadelphia Phillies

One Citizens Bank Way
Philadelphia, PA 19148-5249

Citizens Bank Financial Group: 
CFG is owned by RBS (The Royal Bank of Scotland Group plc).

Citizens Bank: "Since 1911, when we first opened our doors to the community of Greenwood, Delaware, Citizens Bank In 1828, Citizens Financial Group got its start as a small community bank called the High Street Bank in Providence, Rhode Island. Citizens Financial Group, Inc.is a $140 billion commercial bank holding company. It is headquartered in Providence, R.I., and, through its subsidiaries, has more than 1,500 branches, more than 3,500 ATMs and approximately 22,700 employees. Its two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 12-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states.

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It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD.  Print out our "Highest CD Rate Survey" and bring it in with you to better negotiate for top rates

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Note:  Rates and terms may change at any time.  Contact the  bank for their current rates.

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