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Current Certificate of Deposit (CD) rates and terms at HSBC Bank. You can often get higher than advertised rates at your local HSBC Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with HSBC Bank so you have proof.               

These rate are all TOO LOW!!!
We recommend these CDs

         ==> " CD Rates at HSBC Bank " as of 9/26/13 web site <==

Online CD Rates Branch Rates

Term for 1,000 min APY
6 Months 0.01%
9 Months 0.01%
12 Months
18 Months 0.05%
24 Months 0.05%
30 Months
36 Months
48 Months 0.15%

Term for 1,000 min APY
3 to 6 Months less 1 day ** 0.01%
4 Months ** 0.01%
6 to 9 Months less 1 day ** 0.01%
7 Months ** 0.01%
8 Months ** 0.01%
9 to 12 Months exactly 1 year ** 0.01%
11 Months ** 0.01%
1 Year plus 1 day ** 0.05%
13 Months ** 0.05%
15 Month ** 0.05%
2-4 years less 1 day ** 0.10%
4-10 years less 1 day ** 0.15%
==> " Online Savings Rate at HSBC Bank as of 9/26/13 web site <==
0.01% for $0 - $24,999.99

** A penalty may be imposed for early withdrawal

HSBC Contact Information
HSBC Customer Service
TTY/TTD: 1.800.898.5999
HSBC Mortgage Corporation
General Contact Us by Mail
P.O. Box 2013
Buffalo, NY 14240

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==> CDs and Savings Account Rates from Banks you can trust <==

==> CD Rates at Largest US Banks <==           Article: Beware of Annuities
It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD.  Print out our "Highest CD Rate Survey" and bring it in with you to better negotiate for top rates

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Note:  Rates and terms may change at any time.  Contact the  bank for their current rates.

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