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Current CD rates and terms at WaMu - Washington Mutual Bank. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.      Contact Information

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework! 
==> " CD Rates at WaMu / Chase Bank " as of 10/22/09 <==
Interest Rate APY
1 - 2 0.25% 0.25%
3 - 5 0.25% 0.25%
6 - 8 0.25% 0.25%
9 - 11 0.25% 0.25%
12 0.25% 0.25%
13 - 17 0.25% 0.25%
18 - 23 1.00% 1.00%
24 - 29 1.00% 1.00%
30 - 35 1.00% 1.00%
36 - 47 1.00% 1.00%
48 - 59 1.00% 1.00%
60 - 120 1.49% 1.50%

Article: Beware of Annuities

 Contact Information for Chase Bank
Chase Bank
Checking, savings and CD account inquiries: Home equity and consumer loan account inquiries:
Washington Mutual, WaMu, is now Chase Bank

Washington Mutual
1301 Second Avenue
Seattle, WA 98101
(800) 788-7000
7 a.m. to 9 p.m. local time, 7 days a week
(888) 800-8738

Mon - Fri: 5 a.m. - 6 p.m. (PT)
Saturday: 5 a.m. - 2 p.m. (PT)

It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a chashier's check after you close your CD. 

A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

Definition:  A Liquid Certificate of Deposit gives you a CD rate that is usually better than most checking accounts while allowing more fluid access to your money.  That is you can take money out of the CD before it matures.  They usually pay higher rates than the offering bank's money market account but not the top rates of CDs held to the full term.  They are sort of "half and half" and thus offer rates that are inbetween the two.

Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the banks directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.

ArticleHow to Get the Best CD Rates

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