As of January 3, 2017, CapitalOne 360 Bank's online savings account pays 0.75% APY with FDIC insurance up to $250,000.

CapitalOne 360 Bank Contact Information:

By Phone (8 AM – 8 PM, 7 days a week) New Customers: 1-800-464-3473 Existing Customers: 1-888-464-0727 Access your account 24/7 through our Interactive Phone Service: 1-888-464-7868

By Mail Capital One 360 P.O. Box 60 St. Cloud, MN 56302-0060 email address: sales@capitalone360.com

 
What are Capital One Bank (USA), N.A. and Capital One, N.A.? What's the difference?

• Capital One Bank (USA), N.A., and Capital One, N.A., are both wholly-owned banking subsidiaries of Capital One Financial Corporation.

Does CapitalOne 360 Bank have FDIC Insurance:

• All deposits in each Capital One institution are now separately FDIC-insured up to $250,000 per depositor, per ownership category.  You can learn more about these institutions at the FDIC Web site, www.fdic.gov.

What is the bank routing number for CapitalOne Bank, FSB?

• The Capital One 360 Bank Routing Number is 031176110. This is the same routing number for your checking, savings, business, personal loan and home equity accounts. If you are setting up a direct deposit, please make sure you use your Account Number, NOT your Customer Number.
• However, if you have a mortgage and want to make your mortgage payments electronically from another bank, you'll need to use the Capital One Home Loan Routing Number for your payments: 255071981.