and
Today's savings account rates at banks we recommend:

Savings Account Rates (APY) as of July 12, 2012

1.01 % at EverBank
Yield Pledge MM Savings Account, $1,500 Min Balance
1.25%, 6-Month Bonus Rate for New Accounts!
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1.00% at Barclays Bank
Online Savings, no hidden fees & No minimum balances
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0.85% at American Express Bank, FSB
Online Savings Account -No Monthly Fees, No Minimum Balance
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0.85% at Sallie Mae Bank
High Yield Savings Account, No Monthly Fees, No Minimum Balance
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0.84% at Ally Bank
Online Savings Account - No minimum, no monthly fees.
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0.80% at at Discover Bank
  Online Savings Account, No Monthly Fees, $500 Minimum Balance
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0.80% at ING Direct
Orange Savings Account. No Fees. No Minimum Balance.
ING Direct was sold to Capital One!
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0.76% at Nationwide Bank
Access your cash anytime via ATM, check or online, $1,000 Minimum Balance
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0.60% at StarOne Credit Union
Money Market Savings Account, $50 minimum, no monthly fees.
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0.50% at HSBC Direct
Online Savings Account. No Fees. $1 to open, $0.01 Minimum Balance 
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As of June 1, 2012, Costco will no longer be offering the High Yield Savings Accounts & CDs program through CapitalOne.
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0.65% at FNBO Direct
Online Savings Account. No Min Deposit. No Maintenance Fees.

Make sure you read the article: Beware of Annuities

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