Note:  Our Survey Leader at 1.01% has a Bonus 1.25% rate: 
See EverBank or the link (if showing) below for details.
and
Today's savings account rates at banks we recommend:

Savings Account Rates (APY) as of October 8, 2012

1.01 % at EverBank
Yield Pledge MM Savings Account, $1,500 Min Balance
1.25%, 6-Month Bonus Rate for New Accounts!
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1.00% at Barclays Bank
Online Savings, no hidden fees & No minimum balances
-
0.95% at Ally Bank
Online Savings Account - No minimum, no monthly fees.
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0.90% at American Express Bank, FSB
Online Savings Account -No Monthly Fees, No Minimum Balance
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0.90% at CIT Bank
$100 min. plus 1.05% APY for balances of $25K or more.
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0.90% at Sallie Mae Bank
High Yield Savings Account, No Monthly Fees, No Minimum Balance
1.05% in Money Market Account with check writing
  -
0.80% at at Discover Bank
  Online Savings Account, No Monthly Fees, $500 Minimum Balance
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0.80% at ING Direct
Orange Savings Account. No Fees. No Minimum Balance.
ING Direct was sold to Capital One!
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0.55% at  StarOne Credit Union
Money Market Savings Account, $50 minimum, no monthly fees.
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0.65% at FNBO Direct
Online Savings Account. No Min Deposit. No Maintenance Fees.
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0.50% at HSBC Direct
Online Savings Account. No Fees. $1 to open, $0.01 Minimum Balance 
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Series I Bonds now pay 2.20% for 6 months:  See iBond Rates

Make sure you read the article: Beware of Annuities

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