January 12 Update:  Our Survey Leader at 1.00% at Barclays Bank with no minimum balance

Series I Bonds now pay 1.76% for 6 months:  See iBond Rates

Today's savings account rates at banks we recommend:

Savings Account Rates (APY) as of January 12, 2013

1.00% at Barclays Bank
Online Savings, no hidden fees & No minimum balances
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1.00% at CIT Bank
$25,000 minimum -   0.90% APY for balances under $25K
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0.95% at Ally Bank
Online Savings Account - No minimum, no monthly fees.
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0.90% at American Express Bank, FSB
Online Savings Account -No Monthly Fees, No Minimum Balance
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0.90% at Sallie Mae Bank
High Yield Savings Account, No Monthly Fees, No Minimum Balance
1.05% in Money Market Account with check writing
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0.85% at FNBO Direct
Online Savings Account. No Min Deposit. No Maintenance Fees.
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0.80% at at Discover Bank
  Online Savings Account, No Monthly Fees, $500 Minimum Balance
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0.76 % "ongoing rate" at EverBank
Yield Pledge MM Savings Account, $1,500 Min Balance
1.25%, 6-Month Bonus Rate for New Accounts up to $99,999!
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0.75% at ING Direct
Orange Savings Account. No Fees. No Minimum Balance.
ING Direct was sold to Capital One!
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0.50% at  StarOne Credit Union
Money Market Savings Account, $50 minimum, no monthly fees.
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0.20% at HSBC Direct
Online Savings Account. No Fees. $1 to open, $0.01 Minimum Balance 
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Make sure you read the article: Beware of Annuities

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