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![]() US Treasury Rates at a Glance |
Savings Account Rate Survey Best Rates for Savings Accounts For older surveys of rates, see: Historical Surveys |
Historical
CD
Rates![]() Series I or iBond Rates |
=> For our Current Survey , click Best
Savings
Account Rates <=
February 8, 2015: In this month's "Savings Account Rate Survey" we have three banks paying 1.00% APY with another paying 0.99%. GE Capital, Synchrony & Barclays banks now all pay 1.00%.
Changes: GE Capital Bank, our Survey Leader in our in December 2014 survey, dropped its rate from 1.05% to 1.00% APY. Since our last survey, American Express Bank increased its rate 0.05% to 0.90%. Series I Bonds (issued by the US Treasury) now pay 1.48% for 6 months: See iBond Rates Today's savings account rates at banks we recommend: |
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Savings
Account Rates (APY) as of February 8, 2015
1.00% at GE Capital Bank Online Savings, no hidden fees & No minimum balances --- 1.00% at Synchrony Bank Optimizer+Plus High Yield Savings - $30 minimum to avoid $5 monthly fees. --- 1.00% at Barclays Bank Online Savings, no hidden fees & No minimum balances --- 0.99% at Ally Bank Online Savings Account - No minimum, no monthly fees. --- 0.95% at CIT Bank $100 Minimum; 1.00% APY for balances over $25K --- 0.90% at at Discover Bank Online Savings Account, No Monthly Fees, $500 Minimum Balance --- 0.90% at American Express Bank, FSB Online Savings Account, No Monthly Fees, No Minimum Balance --- 0.85% at Mutual of Omaha Bank Online Money Market savings $5,000 min balance to earn APY --- 0.80% at Sallie Mae Bank High Yield Savings Account, No Monthly Fees, No Minimum Balance 0.90% in Money Market Account with check writing --- 0.75% at StarOne Credit Union Money Market & Special Savings Accounts, $50 minimum, no monthly fees. --- 0.75% at CapitalOne360 Bank was ING Direct 360 Savings Account. No Fees. No Minimum Balance. ING Direct was sold to Capital One! --- 0.75% at FNBO Direct Online Savings Account. $1 Min Deposit. No Maintenance Fees. --- 0.61% at EverBank No minimum balances
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Ally Bank | American Express Bank, FSB | BofA Bank of
America |
CapitalOne |
CapitalOne 360 Bank | GE Capital Bank | Mutual of Omaha Bank | |
Discover Bank | E-Loan | EverBank | HSBC Direct |
ING Direct | Sallie Mae Bank | Schwab Bank | CIT Bank |
Univest Direct | Wachovia |
Wells Fargo |
WTDirect |
Nationwide Bank | Palladian Private Bank | Zions Bank |
Note 1: Savings account rates may change at
any time. The data here is for information
only in the hope it drives banks to raise rates to
better compete for your hard earned savings
dollars. We believe it is reliable on the
date we publish, but it can change at any time. |
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