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February 11, 2017:  In this month's "Savings Account Rate Survey" we have "Synchrony Bank High Yield Savings" account paying 1.05% APY on all balances with no minimum or specials!  

If you want to move your money around to get the best rates, then EverBank has a special 1.11% rate for the first year up to the $250,000 FDIC limit.

Series I Bonds (US Treasury) now pay 2.76% for 6 months after buying through April 30, 2017:
For full details, see iBond Rates

Savings Account Rates (APY) as of February 11, 2017
High Rates but with Limits
1.25% APY at All America Bank up to $35,000.
Amounts over $35,000 earn 0.50% APY
1.11% Special 1-yr rate at EverBank
Only for new clients and then drops to 0.61% after 1-yr introductory period
High Rates & No Limits
1.05% at Synchrony Bank 
Optimizer+Plus High Yield Savings - $30 minimum to avoid $5 monthly fees.
1.05% at CIT Bank
 $100 Minimum
1.05% at Sallie Mae Bank
Money Market Account with check writing
1.00% at  StarOne Credit Union
Money Market & Special Savings Accounts, $50 minimum, no monthly fees.
1.00% at Barclays Bank
Online Savings, no hidden fees & No minimum balances
1.00% at Ally Bank
Online Savings Account - No minimum, no monthly fees.
0.95% at at Discover Bank
  Online Savings Account, No Monthly Fees, $500 Minimum to open
0.90% at American Express Bank, FSB
Online Savings Account, No Monthly Fees, No Minimum Balance
0.85% at FNBO Direct
Online Savings Account. $1 Min Deposit. No Maintenance Fees.
0.75% at  CapitalOne360 Bank was ING Direct
360 Savings Account. No Fees. No Minimum Balance.
ING Direct was sold to Capital One!
0.61% at EverBank  1.11% Special 1-yr rate at EverBank
1.11% First year APY reflects a 1-year introductory rate available to first-time money market clients on balances up to $250,000. No minimum balances

New Benjamin ($100 Bill)
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Ally Bank American Express Bank, FSB BofA Bank of America
CapitalOne 360 Bank GE Capital Bank Mutual of Omaha Bank
Discover Bank E-Loan EverBank HSBC Direct
ING Direct Sallie Mae Bank Schwab Bank CIT Bank
Univest Direct Wachovia
Wells Fargo

Nationwide Bank Palladian Private Bank Zions Bank

Make sure you read the article: Beware of Annuities

Note 1: Savings account rates may change at any time.  The data here is for information only in the hope it drives banks to raise rates to better compete for your hard earned savings dollars.  We believe it is reliable on the date we publish, but it can change at any time.

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