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Synchrony Bank
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Synchrony Bank Savings Rates
As of January 3, 2017, Synchrony Bank's savings account has no minimum balance or service charge and pays 1.05% APY with FDIC insurance up to $250,000 per depositor.

How can I contact Synchrony Bank?
For general correspondence:
Synchrony Bank
P.O. Box 5937
Bridgewater, NJ 08807-5937

24x7 Phone: 1-866-226-5638  


In Person:

200 Crossing Blvd
Suite 101
Bridgewater, NJ 08807
8 a.m. to 3 p.m. Eastern Time

Does Synchrony Bank have FDIC Insurance?

  • Synchrony Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and your deposits are insured up to $250,000 per depositor, per insured bank, for each ownership category.
  •  For additional information, call Synchrony Bank or visit the FDICís website at www.fdic.gov to see if their insurance is current.
What is the bank routing number for Synchrony Bank?
  • Call 1-866-226-5638 for the routing number.
  • Look at the bottom left corner of your checks. The first sequence of numbers, usually a nine-digit number, is your bank routing number. These should all match.


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Note 1: Savings account rates may change at any time.  The data here is for information only in the hope it drives banks to raise rates to better compete for your hard earned savings dollars.  We believe it is reliable on the date we publish, but it can change at any time.

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