As of January 3, 2017, Synchrony Bank's savings account has no minimum balance or service charge and pays 1.05% APY with FDIC insurance up to $250,000 per depositor.

How can I contact Synchrony Bank?

For general correspondence: Synchrony Bank P.O. Box 5937 Bridgewater, NJ 08807-5937 24x7 Phone: 1-866-226-5638

In Person: 200 Crossing Blvd Suite 101 Bridgewater, NJ 08807 8 a.m. to 3 p.m. Eastern Time

Does Synchrony Bank have FDIC Insurance?

• Synchrony Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and your deposits are insured up to $250,000 per depositor, per insured bank, for each ownership category.
•  For additional information, call Synchrony Bank or visit the FDIC’s website at www.fdic.gov to see if their insurance is current.
  

What is the bank routing number for Synchrony Bank?

• Call 1-866-226-5638 for the routing number.
• Look at the bottom left corner of your checks. The first sequence of numbers, usually a nine-digit number, is your bank routing number. These should all match.