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Melrose Credit Union CD Rates
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==>  Melrose Credit Union Certificates  as of 9/2/17 web site info <==

Term (as of 2/11/17)
Rate Annual Percentage Yield (APY)
1 Year 1.40% 1.41%
2 Year 1.55% 1.56%
3 Year 1.80% 1.81%
4 Year 2.05% 2.07%
5 Year 2.40% 2.42%

The minimum purchase for Share Certificates is $5,000.
The minimum purchase for IRA Share Certificates is $4,000.
Melrose Credit Union Contact Information
Mail Address Phone email
Melrose Credit Union
139-30 Queens Boulevard
Briarwood, N.Y. 11435
(718) 658-9800 in New York
(800) 235-0118 outside New York
Fax (718) 718-526-8571
Melrose Credit Union is under supervision of the New York State Banking Department. All Melrose Credit Union deposit accounts are Federally insured, under the National Credit Union Share Insurance Fund (NCUSIF), to at least $250,000 per account by the National Credit Union Administration (NCUA). The NCUSIF is subsidized by participating Credit Unions and does not receive funding from any tax revenues.
Current CD rates and terms at Melrose Credit Union. You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof. 

Money Market Certificates:
  It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check after you close your CD. 

Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)
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(*) Disclaimer:  Annual Percentage Yield (APY) is accurate as of the day listed and may change without notice.  Contact the credit Union directly to get current rates, fees and terms.  Fees may reduce earnings. Penalty may be imposed for early withdrawal.